from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Fundamentals of Risk Modelling Course provides a straightforward, hands-on set of tools to measure and handle credit risk for unsecured personal loans. You will learn key measures such as PD, LGD, EAD, and expected loss, develop basic models for amortising loans, and connect risk to pricing, profit margins, and profit and loss statements. Practice combining portfolios, comparing against actual US data, conducting stress tests, and preparing clear, justifiable assumptions and findings for decision-makers.
Elevify advantages
Develop skills
- Credit risk measures: apply PD, LGD, EAD and EL to actual loan portfolios.
- Expected loss modelling: calculate loan and portfolio EL using clear, audit-ready tables.
- Pricing and P&L impact: connect expected loss to interest rates, margins, and break-even points.
- Stress testing skills: perform PD/LGD shocks, analyse results, and quickly determine buffer sizes.
- Data benchmarking: utilise US loan datasets to establish realistic PD, LGD, and rate assumptions.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your classes are perfect. I got the one-year package and finally have the chance to follow several topics I'm interested in without having to switch platforms... thank you for everything you do, I've already recommended you to others...

Giulio CarloDigital Marketing Student
I like how the lessons get straight to the point and how I can switch chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the extra videos really help with learning.

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