from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Credit Analysis Fundamentals Course equips you with practical skills to assess borrowers, interpret and adjust financial statements, and analyse key ratios for lending decisions in real situations. You will learn to structure equipment loans, evaluate collateral and guarantees, determine coverage, investigate market interest rates, and deliver clear, evidence-based credit recommendations including conditions, covenants, and risk mitigation strategies that you can use right away.
Elevify advantages
Develop skills
- Build accurate financial statements: quick SME profit and loss and balance sheet review.
- Compute DSCR and essential credit ratios to evaluate small business debt ability.
- Model loan repayment and payment plans with useful online tools.
- Evaluate collateral, guarantees, and legal aspects for equipment-secured loans.
- Draft succinct, bank-standard credit recommendations with solid risk justification.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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