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Credit Course

Credit Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Credit Course provides practical, step-by-step skills to assess small business borrowers confidently. Learn essential lending principles, secured versus unsecured arrangements, key U.S. regulations, and the 5 Cs of credit. Gain proficiency in financial statements, cash flow, DSCR, and debt ratios, then use straightforward processes for setting terms, creating covenants, evaluating collateral, and preparing clear, evidence-based credit recommendations.

Elevify advantages

Develop skills

  • Analyse small business financials: ratios, cash flow, and debt capacity quickly.
  • Structure effective loan terms: pricing, covenants, maturities, and repayment sources.
  • Apply the 5 Cs of Credit: combine quantitative and qualitative judgement swiftly.
  • Draft clear credit memos: concise approvals, conditions, and decline reasons.
  • Evaluate collateral and guarantees: value assets, secure liens, and minimise losses.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor for the Prison System, and the course from Elevify was crucial for me to be the chosen one.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company where I work.
SilviaNurse
Great course. Lots of valuable information.
WiltonCivil Firefighter

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