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Credit Course

Credit Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Credit Course provides practical, step-by-step skills to assess small business borrowers confidently. Learn essential lending principles, secured versus unsecured arrangements, key U.S. regulations, and the 5 Cs of credit. Gain proficiency in financial statements, cash flow, DSCR, and debt ratios, then use straightforward processes for setting terms, creating covenants, evaluating collateral, and preparing clear, evidence-based credit recommendations.

Elevify advantages

Develop skills

  • Analyse small business financials: ratios, cash flow, and debt capacity quickly.
  • Structure effective loan terms: pricing, covenants, maturities, and repayment sources.
  • Apply the 5 Cs of Credit: combine quantitative and qualitative judgement swiftly.
  • Draft clear credit memos: concise approvals, conditions, and decline reasons.
  • Evaluate collateral and guarantees: value assets, secure liens, and minimise losses.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your classes are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to switch platforms... I thank you for everything you do, I've already recommended you to other people...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can switch chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos really help with learning.
André Felipe
André FelipePrompt Engineering Student

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