Banking Risk Management Course
Gain expertise in banking risk management for small retail borrowers, especially appliance stores. Master sector risk analysis, key financial ratios, cash flow evaluation, leverage assessment, management quality review, business plan scrutiny, covenant and collateral design, document requests, and disciplined decision-making and monitoring to enhance credit outcomes and minimise losses in your finance career.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
This course provides a practical framework for evaluating small retail borrowers in appliance stores. You will learn to analyse sector risks, key financial ratios, cash flow, and leverage; assess management quality and business plans; structure covenants and collateral; request essential documents; and implement a rigorous decision and monitoring process to improve credit results and cut losses.
Elevify advantages
Develop skills
- Sector risk analysis: assess retail business and macro risks swiftly.
- Credit ratio mastery: compute and interpret cash flow, leverage, and liquidity ratios.
- Qualitative risk review: evaluate management, plans, suppliers, and ESG factors.
- Deal structuring: design covenants, collateral, and pricing for small retail loans.
- Monitoring framework: establish KPIs, early warnings, and review processes post-approval.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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