Mastercard Authorization Systems and Business Rules
This course teaches how Mastercard authorization functions. Develop smarter issuer rules, select accurate response codes, minimize false declines, combat fraud, and ensure compliance to enhance approval rates, safeguard revenue, and elevate cardholder experience.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Mastercard Authorization Systems and Business Rules offers practical insights into Mastercard authorizations, covering ISO 8583 and ISO 20022 message flows, EMV processes, fraud detection, and risk assessment. Gain skills to craft issuer decision logic, utilize appropriate response codes, manage intricate cases, and comply with US, EU, and Brazil regulations to optimize approvals and minimize disputes.
Elevify advantages
Develop skills
- Design issuer rules to create intelligent declines that increase approvals.
- Master response codes by mapping exact Mastercard codes to issuer actions.
- Build fraud controls using real-time risk scoring, 3DS, and velocity checks.
- Configure stand-in processing and compliance to meet US, EU, and Brazil rules.
- Convert complex scenarios into policies by scripting rule engine flows.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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