Applied Credit Analysis Course
This course equips you with hands-on skills in credit analysis, from financial statement normalization and ratio analysis to cash flow modeling, covenant design, and risk monitoring, enabling confident borrower evaluation and effective deal structuring.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Applied Credit Analysis Course gives you practical tools to evaluate borrowers with confidence. Learn to normalize financial statements, interpret key ratios, and build cash flow–based debt capacity models. Develop skills in covenant design, collateral assessment, and portfolio monitoring, including early warning indicators and remediation steps, so you can structure stronger deals and manage risk more effectively.
Elevify advantages
Develop skills
- Credit data normalization: Clean, adjust, and standardize financial statements fast.
- Financial ratio insight: Turn liquidity, leverage, and coverage ratios into decisions.
- Cash flow & DSCR modeling: Build 5-year debt, stress tests, and refinancing views.
- Covenant structuring: Design tight, realistic covenants, collateral, and loan terms.
- Early warning monitoring: Set up EWI dashboards, watchlists, and escalation paths.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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