from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Credit Course provides practical, step-by-step skills to assess small business borrowers with confidence. Learn core lending principles, secured versus unsecured structures, key U.S. regulations, and the 5 Cs of credit. Build fluency in financial statements, cash flow, DSCR, and debt ratios, then apply clear workflows for structuring terms, drafting covenants, assessing collateral, and writing concise, well-supported credit recommendations.
Elevify advantages
Develop skills
- Analyze small business financials: ratios, cash flow, and debt capacity fast.
- Structure smart loan terms: pricing, covenants, maturities, and repayment sources.
- Apply the 5 Cs of Credit: blend quantitative and qualitative judgment in days.
- Draft clear credit memos: concise approvals, conditions, and decline rationales.
- Evaluate collateral and guarantees: value assets, perfect liens, and limit losses.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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