from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Dis SME Credit Viability Analysis Course go give you practical tools to check small business borrowers with confidence. You go learn how to build pro-forma cash flows, analyze profitability, liquidity, leverage, and coverage ratios, plus run stress tests. Strengthen your qualitative judgment on management, market, and operational risks, den structure clear credit proposals, terms, covenants, and monitoring plans for sound, well-supported lending decisions.
Elevify advantages
Develop skills
- SME credit ratios: analyze margins, leverage, coverage and liquidity fast.
- Cash flow modeling: build 3–5 year SME projections with debt service tests.
- Qualitative review: assess SME business model, market, management and risks.
- Credit structuring: tailor covenants, collateral, pricing and loan tenor for SMEs.
- Credit memos: craft clear, concise committee packages with solid recommendations.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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