Customer Risk Course
Gain mastery in customer risk management in finance through practical tools for credit assessment, SME financial analysis, industry benchmarking, scorecard development, loan structuring with covenants, and confident presentation of credit decisions to stakeholders.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
This course equips you with practical tools to assess commercial borrowers confidently. Master essential credit risk principles, analyse SME financial statements, and benchmark industries using trusted external data. Develop basic scoring models, design loans with robust covenants and collateral, and craft concise, compelling credit memos for informed lending choices.
Elevify advantages
Develop skills
- SME financial analysis: quickly read, adjust, and benchmark key statements.
- Credit risk modelling: create straightforward PD, LGD, and scoring models for SMEs.
- Loan structuring: customise covenants, collateral, and pricing based on borrower risk.
- Industry risk benchmarking: leverage external data to evaluate margins, debt levels, and risks.
- Credit memo writing: clearly communicate approvals, conditions, and rejections to management.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.

André FelipePrompt Engineering Student
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