Credit Risk Course
This course equips you to master credit risk in retail personal loans and credit cards. Dive into PD, LGD, EAD, roll rates, vintage analysis, and early delinquency factors. Transform your findings into user-friendly dashboards, smart policy moves, and practical recommendations that boost ROI for top leaders.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Gain hands-on skills to grasp and handle early delinquency in personal loans and credit cards. Master key ideas like PD, LGD, EAD, roll rates, and vintage analysis. Create solid datasets, connect portfolio patterns to economic factors, and build straightforward dashboards plus executive reports to guide policy, pricing, underwriting, and collections choices based on data.
Elevify advantages
Develop skills
- Early delinquency analytics: quickly create roll rates, vintages, and cure metrics.
- Credit risk drivers: measure effects of economy, products, and policies on PD, LGD, EAD.
- Data workflows: swiftly prepare, check, and test retail credit risk data sets.
- Risk actions: develop underwriting, pricing, and collections tools to reduce losses.
- Executive reporting: convert risk knowledge into simple dashboards and board presentations.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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