from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
This Credit Analysis Fundamentals Course equips you with hands-on skills to assess borrowers, analyse and adjust financial statements, and use key ratios for lending decisions. You will learn to structure equipment loans, value collateral and guarantees, check coverage ratios, track market interest rates, and deliver strong credit proposals with conditions, covenants, and risk mitigation tactics ready for immediate use in Kenyan finance settings.
Elevify advantages
Develop skills
- Build accurate financial statements through quick SME profit and loss and balance sheet reviews.
- Compute DSCR and essential credit ratios to evaluate small business debt capacity.
- Simulate loan repayment schedules and amortisation using simple online tools.
- Evaluate collateral, guarantees, and legal aspects for equipment-secured loans.
- Draft clear, bank-standard credit memos with solid risk justifications.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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