from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Credit Course equips you with practical, step-by-step skills to assess small business borrowers confidently. You'll learn essential lending principles, secured versus unsecured setups, key US regulations, and the 5 Cs of credit. Gain proficiency in financial statements, cash flow, DSCR, and debt ratios, then use straightforward processes for setting loan terms, creating covenants, evaluating collateral, and preparing clear, evidence-based credit recommendations.
Elevify advantages
Develop skills
- Analyse small business financials: ratios, cash flow, and debt capacity quickly.
- Structure smart loan terms: pricing, covenants, maturities, and repayment sources.
- Apply the 5 Cs of Credit: combine quantitative and qualitative judgement in days.
- Draft clear credit memos: concise approvals, conditions, and decline rationales.
- Evaluate collateral and guarantees: value assets, perfect liens, and limit losses.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
As suas aulas são perfeitas. Adquiri o pacote de um ano e, finalmente, tenho a oportunidade de acompanhar diversos temas do meu interesse sem precisar mudar de plataforma... agradeço por tudo o que fazem, já recomendei vocês a outras pessoas...

Giulio CarloAluno de Marketing Digital
Eu gosto de como as lições são direto ao ponto e como eu consigo alterar capítulos e pular conteúdos que não preciso.

Mariana FerresAluna de Fotografia
Gosto do conteúdo e do modo de apresentação e transcrição de vídeos, o que acelera o processo!

Luciana AlvarengaAluna de Design de Unhas
A plataforma é rápida, simples de usar. A diversidade de conteúdo e os vídeos complementares ajudam muito no aprendizado.

Giulio CarloAluno de Engenharia de Prompt
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