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Credit Viability Analysis for SMEs Course

Credit Viability Analysis for SMEs Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

This course equips you with practical skills to assess small business creditworthiness confidently. You will learn to create pro-forma cash flows, evaluate profitability, liquidity, leverage, and coverage ratios, perform stress tests, and apply qualitative analysis to management, market, and operational risks. Finally, structure effective credit proposals, terms, covenants, and monitoring plans for informed lending.

Elevify advantages

Develop skills

  • Analyze SME credit ratios including margins, leverage, coverage, and liquidity swiftly.
  • Build 3-5 year cash flow projections for SMEs with debt service coverage tests.
  • Evaluate SME business models, markets, management teams, and associated risks.
  • Design tailored covenants, collateral requirements, pricing, and loan terms for SMEs.
  • Prepare clear and concise credit memos with robust recommendations for committees.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!
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Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.
André Felipe
André FelipePrompt Engineering Student

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