Credit Risk Course
4/5
This course equips you to master credit risk in retail personal loans and credit cards. Dive into PD, LGD, EAD, roll rates, vintage analysis, and early delinquency factors. Transform your findings into user-friendly dashboards, smart policy moves, and practical recommendations that boost ROI for top leaders.

4.0 in the evaluation
from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Gain hands-on skills to grasp and handle early delinquency in personal loans and credit cards. Master key ideas like PD, LGD, EAD, roll rates, and vintage analysis. Create solid datasets, connect portfolio patterns to economic factors, and build straightforward dashboards plus executive reports to guide policy, pricing, underwriting, and collections choices based on data.
Elevify advantages
Develop skills
- Early delinquency analytics: quickly create roll rates, vintages, and cure metrics.
- Credit risk drivers: measure effects of economy, products, and policies on PD, LGD, EAD.
- Data workflows: swiftly prepare, check, and test retail credit risk data sets.
- Risk actions: develop underwriting, pricing, and collections tools to reduce losses.
- Executive reporting: convert risk knowledge into simple dashboards and board presentations.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.

André FelipePrompt Engineering Student
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