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Credit Analysis Fundamentals Course

Credit Analysis Fundamentals Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

This Credit Analysis Fundamentals Course equips you with hands-on skills to assess borrowers, analyse and adjust financial statements, and use key ratios for lending decisions. You will learn to structure equipment loans, value collateral and guarantees, check coverage ratios, track market interest rates, and deliver strong credit proposals with conditions, covenants, and risk mitigation tactics ready for immediate use in Kenyan finance settings.

Elevify advantages

Develop skills

  • Build accurate financial statements through quick SME profit and loss and balance sheet reviews.
  • Compute DSCR and essential credit ratios to evaluate small business debt capacity.
  • Simulate loan repayment schedules and amortisation using simple online tools.
  • Evaluate collateral, guarantees, and legal aspects for equipment-secured loans.
  • Draft clear, bank-standard credit memos with solid risk justifications.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.
André Felipe
André FelipePrompt Engineering Student

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