from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
This Credit Analysis Fundamentals Course equips you with hands-on skills to assess borrowers, analyse and adjust financial statements, and use key ratios for lending decisions. You will learn to structure equipment loans, value collateral and guarantees, check coverage ratios, track market interest rates, and deliver strong credit proposals with conditions, covenants, and risk mitigation tactics ready for immediate use in Kenyan finance settings.
Elevify advantages
Develop skills
- Build accurate financial statements through quick SME profit and loss and balance sheet reviews.
- Compute DSCR and essential credit ratios to evaluate small business debt capacity.
- Simulate loan repayment schedules and amortisation using simple online tools.
- Evaluate collateral, guarantees, and legal aspects for equipment-secured loans.
- Draft clear, bank-standard credit memos with solid risk justifications.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.

André FelipePrompt Engineering Student
FAQ
Who is Elevify? How does it work?
Do the courses have certificates?
Are the courses free?
What is the course workload?
What are the courses like?
How do the courses work?
What is the duration of the courses?
What is the cost or price of the courses?
What is an EAD or online course and how does it work?
PDF Course
