Commercial Lending Course
This course equips you with essential skills for commercial lending to manufacturing clients. You will learn to analyse financial statements, structure and price loans effectively, set covenants, value collateral, and manage portfolio risks. These abilities enable stronger credit decisions and safeguard your institution's profitability and returns.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Gain hands-on skills to assess manufacturing borrowers, structure term loans and revolvers, establish covenants, and price risks correctly. Master financial statement analysis, pro forma creation, collateral and receivables evaluation, portfolio monitoring, and clear credit documentation to manage risks, detect early warnings, and foster profitable client relationships.
Elevify advantages
Develop skills
- Credit memo writing: create concise, bank-standard credit recommendations quickly.
- Collateral analysis: evaluate receivables and equipment to ensure secure lending.
- Financial modelling: develop three-year projections, cash flows, FADS, and DSCR.
- Credit ratio expertise: assess liquidity, leverage, coverage, and benchmark risks.
- Loan structuring: tailor pricing, covenants, and terms for manufacturing clients.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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