Lesson 1Hot work risks: welding, cutting, brazing — ignition sources an' control measuresDis section focus pon hot work like welding, cutting, an' brazing. It cover ignition sources, fire watch practices, permits, contractor oversight, an' how underwriters assess hot work frequency, supervision, an' adequacy of fire protection wid Jamaican flair.
Common hot work methods in metal shopsIgnition sources an' heat transfer pathsHot work permit systems an' recordsFire watch duties an' monitoring periodsContractor hot work an' supervisionUnderwriting questions pon hot work controlsLesson 2Business interruption drivers: supply chain, equipment downtime, power loss, contaminationDis section analyze business interruption drivers fi metal manufacturers, including supply chain fragility, equipment downtime, power loss, an' contamination. It explain dependency mapping, recovery time, an' BI coverage considerations in Jamaican patois.
Critical equipment an' single-point failuresSupply chain mapping an' key suppliersUtility dependence an' power reliabilityContamination, recalls, an' rework delaysRecovery time objectives an' bottlenecksBI values, limits, an' coverage featuresLesson 3Natural catastrophe exposures relevant to mid-sized US cities (flood, wind, earthquake) an' site vulnerability assessmentDis section evaluate natural catastrophe exposures affecting mid-sized US cities, including flood, wind, hail, an' earthquake. It address site selection, elevation, building robustness, an' how underwriters use hazard data an' inspections to rate risk wid Jamaican vibe.
Regional CAT perils fi metal facilitiesFlood zones, drainage, an' elevationWind, hail, an' roof system vulnerabilitiesEarthquake exposure an' building typeSite access, egress, an' emergency planningUse of CAT models an' mapping in underwritingLesson 4Flammable an' combustible materials used (paints, solvents, fuels) an' safe storage practicesDis section review flammable an' combustible liquids used in metal plants, including paints, thinners, an' fuels. It cover storage design, segregation, ventilation, fire protection, an' underwriting red flags in handling an' inventory levels in Jamaican English.
Classes of flammable an' combustible liquidsNFPA an' OSHA storage an' handling criteriaDesign of paint rooms an' mixing areasFlammable liquid cabinet an' room standardsFuel storage, transfer, an' spill controlsUnderwriting red flags in liquid storageLesson 5Dust an' particulate risks from metalworking an' secondary explosion potentialDis section analyze dust an' particulate hazards from cutting, grinding, an' polishing. It explain primary an' secondary explosion mechanisms, housekeeping expectations, collection system design, an' how underwriters evaluate dust controls an' loss scenarios.
Dust generation in common metal processesCombustible dust properties an' testingDust collection an' local exhaust designHousekeeping standards an' cleaning methodsSecondary explosion scenarios an' impactsUnderwriting review of dust controlsLesson 6Typical processes in metal parts manufacturing (CNC machining, welding, painting) an' associated hazardsDis section outline typical metal manufacturing processes such as CNC machining, forming, welding, an' coating. It link each process to fire, explosion, injury, an' equipment damage hazards, an' explain how process flow affect overall risk profile.
CNC machining, cutting fluids, an' fire riskForming, stamping, an' press safety controlsWelding an' fabrication line exposuresSurface prep, blasting, an' coating hazardsMaterial handling an' in-process storageProcess flow an' accumulation of valuesLesson 7Theft, vandalism, an' inventory exposure specific to light industrial yards an' fenced storageDis section explore theft, vandalism, an' inventory exposures at light industrial yards an' fenced storage. It cover target materials, perimeter security, lighting, surveillance, an' how underwriters evaluate crime controls an' aggregation of values.
Attractive metals an' high-value inventory itemsPerimeter fencing, gates, an' access controlLighting, cameras, an' intrusion alarmsKey control an' vehicle security measuresInventory records an' valuation practicesCrime loss history an' underwriting impactLesson 8Regulatory an' environmental liabilities relevant to metal finishing an' painting operations (waste, emissions)Dis section address regulatory an' environmental liabilities in metal finishing an' painting. It cover waste classification, storage, emissions control, permits, spill response, an' how underwriters gauge potential cleanup costs an' coverage needs.
Hazardous waste identification an' codingWaste storage, labeling, an' accumulation limitsAir emissions, VOCs, an' control equipmentWastewater pretreatment an' discharge permitsSpill prevention an' emergency response plansEnvironmental underwriting information needsLesson 9Human factors: housekeeping, maintenance regimes, operator training, an' contractor controlsDis section examine human factors dat influence loss frequency an' severity. It cover housekeeping, preventive maintenance, operator training, supervision, an' contractor controls, an' show how culture an' discipline affect underwriting decisions.
Housekeeping standards an' inspection routinesPreventive an' predictive maintenance plansOperator training, certification, an' refreshersLockout/tagout an' safe work proceduresContractor selection an' on-site controlsUnderwriter assessment of safety cultureLesson 10Common loss causes: fires, explosions, equipment failure, machinery breakdown, contaminant releaseDis section review common loss causes in metal facilities, including fires, explosions, equipment failure, an' contaminant releases. It emphasize loss data, root cause analysis, an' how underwriters translate patterns into pricing an' risk requirements.
Historical fire an' explosion loss patternsMachinery breakdown an' fatigue failuresElectrical faults an' control panel issuesHydraulic, pneumatic, an' coolant leaksContaminant release an' cleanup scenariosUsing loss runs in underwriting decisions
