from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Credit Evaluation Fundamentals Course gives you practical skills to review personal loan applications with confidence. Learn core underwriting steps, key regulations, documentation standards, and how to interpret credit scores and reports. Practice using the 5 Cs of credit, DTI and cashflow tests, and tailored approaches for different borrowers while writing clear, well-structured credit recommendations.
Elevify advantages
Develop skills
- Personal loan underwriting: apply U.S. retail standards with confidence.
- Credit scores & reports: interpret FICO data and spot key risk signals fast.
- 5 Cs of credit: assess capacity, character, and collateral in real cases.
- DTI & cashflow: calculate ratios, stress test scenarios, and set conditions.
- Credit memos: write clear, concise recommendations for approve or decline.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your classes are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I'm grateful for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.

André FelipePrompt Engineering Student
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