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Credit Viability Analysis for SMEs Course

Credit Viability Analysis for SMEs Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Credit Viability Analysis for SMEs Course provides practical tools to assess small business borrowers confidently. You will learn to construct pro-forma cash flows, evaluate profitability, liquidity, leverage, and coverage ratios, and perform stress tests. Enhance your qualitative assessment of management, market, and operational risks, and develop clear credit proposals, terms, covenants, and monitoring plans for informed lending decisions.

Elevify advantages

Develop skills

  • SME credit ratios: analyze margins, leverage, coverage and liquidity fast.
  • Cash flow modeling: build 3–5 year SME projections with debt service tests.
  • Qualitative review: assess SME business model, market, management and risks.
  • Credit structuring: tailor covenants, collateral, pricing and loan tenor for SMEs.
  • Credit memos: craft clear, concise committee packages with solid recommendations.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students are saying

I was just promoted to Intelligence Advisor for the Prison System, and the course from Elevify was crucial for me to be the chosen one.
EmersonPolice Investigator
The course was essential to meet my boss's and the company's expectations.
SilviaNurse
Really great course. Lots of valuable information.
WiltonCivil Firefighter

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