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Business Credit Analyst Course

Business Credit Analyst Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

You will learn how to analyze business financial statements, calculate debt service coverage ratios, and build cash flow projections that support real lending decisions. The course covers collateral valuation, loan structuring, covenant design, and credit memo writing. You will also develop skills in industry and qualitative risk assessment, portfolio monitoring, and early warning detection. Supplementary modules address commercial real estate, construction lending, credit scoring models, and emerging topics like AI-assisted underwriting and ESG risk factors. By the end, you will be equipped to perform end-to-end credit analysis on virtually any commercial borrower.

Elevify advantages

Develop skills

  • Financial Statement Analysis: Spread, normalize, and interpret business financials for credit decisions.
  • Debt Service Coverage: Calculate and stress-test DSCR to size and structure commercial loans.
  • Collateral Evaluation: Assess collateral types, lien priorities, and advance rates to mitigate risk.
  • Credit Memo Writing: Draft clear, persuasive credit memoranda that win approval from credit committees.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your classes are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I'm grateful for everything you do, I've already recommended you to other people...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.
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Mariana FerresPhotography Student
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Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.
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André FelipePrompt Engineering Student

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