Customer Risk Course
This course equips you with essential tools to evaluate customer credit risk in finance. Learn to analyse SME financial statements, benchmark industries, create simple scoring models, structure secure loans with covenants and collateral, and produce clear credit memos for confident decision-making and stakeholder communication.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Gain practical skills to assess commercial borrowers confidently. Master credit risk basics, analyse SME financials, benchmark sectors with trusted data. Develop scoring models, design loans using covenants and security, and craft compelling credit reports for informed lending.
Elevify advantages
Develop skills
- Analyse SME financials: interpret, adjust, and compare key statements quickly.
- Model credit risk: create basic PD, LGD, and scoring systems for SMEs.
- Structure loans: customise covenants, collateral, and terms to match risk levels.
- Benchmark industry risks: apply external data to evaluate margins, debt, and threats.
- Write credit memos: deliver concise recommendations, terms, and rejections to leaders.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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