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Applied Credit Analysis Course

Applied Credit Analysis Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Applied Credit Analysis Course provides practical tools to assess borrowers confidently. You will learn to normalise financial statements, interpret key ratios, and construct cash flow-based debt capacity models. Gain skills in covenant design, collateral evaluation, and portfolio monitoring, including early warning indicators and remediation steps, to structure stronger deals and manage risk more effectively.

Elevify advantages

Develop skills

  • Credit data normalisation: Clean, adjust, and standardise financial statements quickly.
  • Financial ratio insight: Convert liquidity, leverage, and coverage ratios into decisions.
  • Cash flow & DSCR modelling: Construct 5-year debt, stress tests, and refinancing views.
  • Covenant structuring: Design tight, realistic covenants, collateral, and loan terms.
  • Early warning monitoring: Set up EWI dashboards, watchlists, and escalation paths.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor for the Prison System, and the Elevify course was crucial for me to be chosen.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Great course. A lot of valuable information.
WiltonCivil Firefighter

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