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Credit Course

Credit Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Credit Course provides practical, step-by-step skills to assess small business borrowers with confidence. Learn core lending principles, secured versus unsecured structures, key U.S. regulations, and the 5 Cs of credit. Build fluency in financial statements, cash flow, DSCR, and debt ratios, then apply clear workflows for structuring terms, drafting covenants, assessing collateral, and writing concise, well-supported credit recommendations.

Elevify advantages

Develop skills

  • Analyze small business financials: ratios, cash flow, and debt capacity fast.
  • Structure smart loan terms: pricing, covenants, maturities, and repayment sources.
  • Apply the 5 Cs of Credit: blend quantitative and qualitative judgment in days.
  • Draft clear credit memos: concise approvals, conditions, and decline rationales.
  • Evaluate collateral and guarantees: value assets, perfect liens, and limit losses.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor for the Prison System, and the Elevify course was crucial for me to be chosen.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Great course. A lot of valuable information.
WiltonCivil Firefighter

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