flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
The Fundamentals of Credit Analysis Course equips you with practical skills to assess borrowers, interpret and adjust financial statements, and analyse key ratios for lending decisions in everyday scenarios. You will learn to structure equipment loans, evaluate collateral and guarantees, determine coverage levels, investigate market interest rates, and deliver straightforward, evidence-based credit recommendations incorporating conditions, covenants, and risk mitigation approaches that you can use right away.
Elevify advantages
Develop skills
- Build accurate financial statements: quick SME profit and loss and balance sheet review.
- Compute DSCR and essential credit ratios to evaluate small business debt handling.
- Simulate loan repayment and payment plans with user-friendly online resources.
- Evaluate collateral, guarantees, and legal aspects for loans secured by equipment.
- Prepare succinct, bank-standard credit memos with solid risk explanations.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workloadWhat our students say
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