flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
The Credit Course equips you with practical, step-by-step skills to assess small business borrowers confidently. You will learn essential lending principles, secured versus unsecured setups, important U.S. regulations, and the 5 Cs of credit. Gain proficiency in financial statements, cash flow, DSCR, and debt ratios, then use straightforward processes for setting loan terms, creating covenants, evaluating collateral, and preparing clear, evidence-based credit recommendations.
Elevify advantages
Develop skills
- Analyse small business financials: ratios, cash flow, and debt capacity quickly.
- Structure intelligent loan terms: pricing, covenants, maturities, and repayment sources.
- Apply the 5 Cs of Credit: combine quantitative and qualitative judgement in a short time.
- Draft clear credit memos: concise approvals, conditions, and decline reasons.
- Evaluate collateral and guarantees: value assets, secure liens, and minimise losses.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workloadWhat our students say
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