flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
The Credit Basics Course equips you with practical skills to assess personal loans, student cards, and entry-level credit products confidently. Learn essential terms, APR, amortisation, and total cost comparisons, then put them into practice using spreadsheets and straightforward templates. Develop a workable 6–12 month credit strategy, establish safe usage guidelines, steer clear of expensive errors, and track reports for sustainable, responsible credit handling.
Elevify advantages
Develop skills
- Analyse credit cards: compare student options, fees, rewards, and the small print.
- Model credit costs: calculate APR, interest, and repayment timelines in spreadsheets.
- Evaluate loan choices: assess affordability, DTI, and total borrowing cost quickly.
- Build solid credit: apply safe utilisation, timely payments, and monitoring practices.
- Create a 6–12 month credit plan: select products, limits, and clear action steps.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workloadWhat our students say
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