Clearing and Settlement for Credit Card Transactions
Master the complete credit card transaction lifecycle from authorisation to settlement and GL posting. Learn to reconcile scheme files, identify mismatches, validate interchange and fees, and create controls to safeguard revenue and minimise financial risks.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
Gain mastery over the full process of card clearing and settlement in this practical course. Understand how transactions progress from authorisation to funding, reconcile data from schemes, processors, and banks, and troubleshoot discrepancies. Build skills in fee validation, FX handling, journal entries, and strong controls to ensure your card programmes remain accurate, compliant, and ready for audits daily.
Elevify advantages
Develop skills
- Master card lifecycle by mapping authorisation, clearing, and settlement flows end-to-end.
- Gain expertise in GL posting, designing entries, using suspense accounts, and FX revaluation controls.
- Develop high-precision reconciliation skills with 3-way matches, tools, and exception workflows.
- Build fee validation skills by recalculating interchange, scheme, and processor fees from raw data.
- Design control frameworks with KPIs, alerts, and reports to manage card settlement risks.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workloadWhat our students say
Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.

André FelipePrompt Engineering Student
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