4.9 in rating
flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
The Applied Credit Analysis Course equips you with practical tools to assess borrowers confidently. You'll learn to adjust financial statements, analyse key ratios, and develop cash flow-based debt capacity models. Gain expertise in designing covenants, evaluating collateral, and monitoring portfolios, including early warning signs and corrective actions, to structure better deals and handle risks more effectively.
Elevify advantages
Develop skills
- Credit data normalisation: Clean, adjust, and standardise financial statements quickly.
- Financial ratio analysis: Convert liquidity, leverage, and coverage ratios into informed decisions.
- Cash flow and DSCR modelling: Construct 5-year debt projections, stress tests, and refinancing scenarios.
- Covenant design: Create precise, feasible covenants, collateral requirements, and loan conditions.
- Early warning surveillance: Establish EWI dashboards, watchlists, and escalation procedures.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workloadWhat our students say
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