Mastercard Authorization Systems and Business Rules
Learn how Mastercard authorisation really works. Design smarter issuer rules, choose precise response codes, cut false declines, fight fraud, and stay compliant—so you boost approval rates, protect revenue, and improve cardholder experience.

4 to 360 hours flexible workload
valid certificate in your country
What will I learn?
Mastercard Authorisation Systems and Business Rules is a focused, practical course that shows you how Mastercard authorisations really work, from ISO 8583 and ISO 20022 message flows to EMV card-present steps, fraud checks, and risk scoring. Learn to design issuer decision logic, apply the right response codes, handle complex scenarios, and meet US, EU, and Brazil network and regulatory requirements while protecting approval rates and reducing disputes.
Elevify advantages
Develop skills
- Design issuer rules: build smart, non-generic declines that lift approvals.
- Master response codes: map precise Mastercard codes to issuer actions.
- Build fraud controls: apply risk scoring, 3DS, and velocity checks in real time.
- Configure stand-in and compliance: align rules with US, EU, and Brazil mandates.
- Turn scenarios into policy: script rule engine flows for complex auth cases.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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