Customer Risk Course
Gain expertise in customer risk management in finance through practical tools for credit assessment, SME financial analysis, industry benchmarking, scorecard development, loan structuring with covenants, and confident presentation of credit decisions to stakeholders.

4 to 360 hours flexible workload
valid certificate in your country
What will I learn?
This course equips you with practical tools to assess commercial borrowers confidently. You will master essential credit risk principles, analyse SME financial statements, and benchmark industries using trusted external data. Develop straightforward scoring models, design loans with robust covenants and collateral, and produce concise, compelling credit memos to underpin informed lending choices.
Elevify advantages
Develop skills
- SME financial analysis: swiftly read, adjust, and benchmark key statements.
- Credit risk modelling: create basic PD, LGD, and scoring models for SMEs.
- Loan structuring: customise covenants, collateral, and pricing to match borrower risk.
- Industry risk benchmarking: leverage external data to evaluate margins, debt levels, and risks.
- Credit memo writing: clearly communicate approvals, conditions, and rejections to managers.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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