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Applied Credit Analysis Course

Applied Credit Analysis Course
4 to 360 hours flexible workload
valid certificate in your country

What will I learn?

The Applied Credit Analysis Course provides you with practical tools to assess borrowers confidently. Learn to normalise financial statements, interpret key ratios, and construct cash flow–based debt capacity models. Develop expertise in covenant design, collateral evaluation, and portfolio monitoring, including early warning indicators and remediation measures, enabling you to structure more robust deals and manage risk more effectively.

Elevify advantages

Develop skills

  • Credit data normalisation: Clean, adjust, and standardise financial statements quickly.
  • Financial ratio insight: Transform liquidity, leverage, and coverage ratios into actionable decisions.
  • Cash flow & DSCR modelling: Construct 5-year debt projections, stress tests, and refinancing scenarios.
  • Covenant structuring: Design precise, realistic covenants, collateral, and loan terms.
  • Early warning monitoring: Establish EWI dashboards, watchlists, and escalation protocols.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

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EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Great course. Lots of valuable information.
WiltonCivil Firefighter

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