Clearing and Settlement for Credit Card Transactions
Master the complete credit card transaction lifecycle—from authorisation to settlement and GL posting. Learn to reconcile scheme files, identify mismatches, validate interchange and fees, and implement controls to safeguard revenue and minimise financial risk.

4 to 360 hours flexible workload
valid certificate in your country
What will I learn?
Gain expertise in the full process of card clearing and settlement through this practical course. Understand transaction progression from authorisation to funding, reconcile data from schemes, processors, and banks, and resolve discrepancies. Develop proficiency in fee validation, FX handling, journal entries, and strong controls to ensure card programmes remain precise, compliant, and prepared for audits daily.
Elevify advantages
Develop skills
- Mastery of card lifecycle: map authorisation, clearing, and settlement flows end-to-end.
- Expertise in GL posting: design entries, suspense usage, and FX revaluation controls.
- High-precision reconciliation: build three-way matches, tooling, and exception workflows.
- Fee validation skills: recalculate interchange, scheme, and processor fees from raw data.
- Control framework design: establish KPIs, alerts, and reports for card settlement risk.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of interest without needing to change platforms... I'm grateful for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast and simple to use. The diversity of content and complementary videos really help with learning.

André FelipePrompt Engineering Student
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