Banking Risk Management Course
Acquire mastery in banking risk management tailored for small retail borrowers. Gain skills to analyse sector risks, essential financial ratios, covenants, collateral, and early warning signals, enabling you to structure robust loans, minimise defaults, and enhance credit decision-making in your financial position.

4 to 360 hours flexible workload
valid certificate in your country
What will I learn?
This Banking Risk Management Course provides a straightforward, practical structure for assessing small retail borrowers, particularly in appliance retail. You will learn to examine sector risks, vital financial ratios, cash flows, and leverage; evaluate management capabilities and business strategies; develop covenants and collateral arrangements; obtain appropriate documentation; and implement a rigorous decision-making and monitoring regime to improve credit results and lessen losses.
Elevify advantages
Develop skills
- Sector risk analysis: swiftly evaluate retail business and macroeconomic risk factors.
- Credit ratio expertise: calculate and interpret cash flow, leverage, and liquidity ratios.
- Qualitative risk assessment: appraise management, strategies, suppliers, and ESG considerations.
- Deal structuring: formulate covenants, collateral, and pricing for small retail lending.
- Monitoring framework: establish KPIs, early warning indicators, and review procedures post-approval.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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