Customer Risk Course
Gain expertise in customer risk management through practical training in credit assessment, SME financial analysis, industry benchmarking, scorecard development, loan structuring with covenants, and producing persuasive credit memos to confidently support lending decisions for stakeholders.

4 to 360h flexible workload
certificate valid in your country
What will I learn?
This course equips you with essential tools to confidently assess commercial borrowers. You will master key credit risk principles, dissect SME financial statements, benchmark industries with trusted external data, develop basic scoring models, design loans featuring robust covenants and collateral, and craft compelling credit memos for informed lending choices.
Elevify advantages
Develop skills
- Perform rapid SME financial analysis by reading, normalizing, and benchmarking key statements.
- Construct basic credit risk models including PD, LGD, and scoring systems for SMEs.
- Design loan structures with customized covenants, collateral, and pricing based on risk profiles.
- Benchmark industry risks using external data for margins, leverage, and overall exposure.
- Write concise credit memos outlining approvals, conditions, or declines for management review.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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