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Credit Analysis Fundamentals Course

Credit Analysis Fundamentals Course
4 to 360h flexible workload
certificate valid in your country

What will I learn?

The Credit Analysis Fundamentals Course provides you with practical skills to evaluate borrowers, read and adjust financial statements, and interpret key ratios for real-world lending decisions. Learn to structure equipment loans, assess collateral and guarantees, measure coverage, research market interest rates, and present clear, well-supported credit recommendations with conditions, covenants, and mitigation strategies you can apply immediately.

Elevify advantages

Develop skills

  • Build clean financial statements: fast SME P&L and balance sheet analysis.
  • Calculate DSCR and core credit ratios to judge small business debt capacity.
  • Model loan amortization and payment schedules using practical online tools.
  • Assess collateral, guarantees, and legal terms for equipment-backed loans.
  • Write concise, bank-ready credit recommendations with clear risk rationale.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students are saying

Your classes are perfect. I got the one-year package and finally have the chance to follow several topics I'm interested in without having to switch platforms... thank you for everything you do, I've already recommended you to others...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons get straight to the point and how I can switch chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the extra videos really help with learning.
Giulio Carlo
Giulio CarloPrompt Engineering Student

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