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Credit Viability Analysis for SMEs Course

Credit Viability Analysis for SMEs Course
4 to 360h flexible workload
certificate valid in your country

What will I learn?

The Credit Viability Analysis for SMEs Course provides practical tools to evaluate small business borrowers with confidence. Learn to build pro-forma cash flows, analyze profitability, liquidity, leverage, and coverage ratios, and run stress tests. Strengthen qualitative judgment on management, market, and operational risks, then structure clear credit proposals, terms, covenants, and monitoring plans for sound, well-supported lending decisions.

Elevify advantages

Develop skills

  • SME credit ratios: analyze margins, leverage, coverage and liquidity fast.
  • Cash flow modelling: build 3–5 year SME projections with debt service tests.
  • Qualitative review: assess SME business model, market, management and risks.
  • Credit structuring: tailor covenants, collateral, pricing and loan tenor for SMEs.
  • Credit memos: craft clear, concise committee packages with solid recommendations.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor for the Correctional System, and the course from Elevify was crucial for me to be the chosen one.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Great course. Lots of valuable information.
WiltonCivil Firefighter

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