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Credit Viability Analysis for SMEs Course

Credit Viability Analysis for SMEs Course
4 to 360h flexible workload
certificate valid in your country

What will I learn?

The Credit Viability Analysis for SMEs Course provides practical tools to evaluate small business borrowers with confidence. Learn to build pro-forma cash flows, analyze profitability, liquidity, leverage, and coverage ratios, and run stress tests. Strengthen qualitative judgment on management, market, and operational risks, then structure clear credit proposals, terms, covenants, and monitoring plans for sound, well-supported lending decisions.

Elevify advantages

Develop skills

  • SME credit ratios: analyze margins, leverage, coverage and liquidity fast.
  • Cash flow modelling: build 3–5 year SME projections with debt service tests.
  • Qualitative review: assess SME business model, market, management and risks.
  • Credit structuring: tailor covenants, collateral, pricing and loan tenor for SMEs.
  • Credit memos: craft clear, concise committee packages with solid recommendations.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students are saying

Your classes are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of interest without needing to switch platforms... I thank you for everything you do, I've already recommended you to other people...
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Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.
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Mariana FerresPhotography Student
I like the content and the presentation style and video transcription, which speeds up the process!
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Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos really help with learning.
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André FelipePrompt Engineering Student

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