from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Credit Course provides practical, step-by-step skills to assess small business borrowers with assurance. Learn essential lending principles, secured versus unsecured arrangements, key U.S. regulations, and the 5 Cs of credit. Gain proficiency in financial statements, cash flow, DSCR, and debt ratios, then implement straightforward processes for structuring terms, preparing covenants, evaluating collateral, and composing succinct, evidence-based credit recommendations.
Elevify advantages
Develop skills
- Assess small business financials: ratios, cash flow, and debt capacity swiftly.
- Design effective loan terms: pricing, covenants, maturities, and repayment sources.
- Utilise the 5 Cs of Credit: integrate quantitative and qualitative analysis promptly.
- Prepare clear credit memos: succinct approvals, conditions, and decline justifications.
- Appraise collateral and guarantees: value assets, secure liens, and minimise losses.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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