Banking Risk Management Course
Gain expertise in banking risk management for small retail borrowers, especially in appliance stores. Master sector risk analysis, key financial ratios, cash flow assessment, leverage evaluation, management quality review, business plan scrutiny, covenant and collateral design, document requests, and disciplined monitoring to enhance credit decisions, minimise losses, and build robust lending practices in your financial career.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
This course equips you with a practical framework for assessing small retail borrowers in appliance stores. You will learn to evaluate sector risks, compute essential financial ratios, analyse cash flow and leverage, appraise management quality and business plans, structure covenants and collateral, request appropriate documents, and implement a rigorous decision-making and monitoring process to improve credit results and lower losses.
Elevify advantages
Develop skills
- Sector risk analysis: assess retail business and macro risks swiftly.
- Credit ratio mastery: compute and interpret cash flow, leverage, and liquidity ratios.
- Qualitative risk review: evaluate management, plans, suppliers, and ESG factors.
- Deal structuring: design covenants, collateral, and pricing for small retail loans.
- Monitoring framework: establish KPIs, early warnings, and review routines after approval.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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