Mastercard Authorization Systems and Business Rules
Mastercard Authorisation Systems and Business Rules teaches how Mastercard authorisations function. Design intelligent issuer rules, select accurate response codes, minimise false declines, combat fraud, and ensure compliance to enhance approval rates, safeguard revenue, and elevate cardholder experience.

4 to 360 hours flexible workload
valid certificate in your country
What will I learn?
Mastercard Authorisation Systems and Business Rules offers a targeted, hands-on course revealing Mastercard authorisation mechanics, covering ISO 8583 and ISO 20022 message flows, EMV card-present processes, fraud detection, and risk assessment. Gain skills to craft issuer decision logic, utilise appropriate response codes, manage intricate scenarios, and comply with US, EU, and Brazil network and regulatory standards, all while optimising approval rates and minimising disputes.
Elevify advantages
Develop skills
- Design issuer rules: build smart, non-generic declines that lift approvals.
- Master response codes: map precise Mastercard codes to issuer actions.
- Build fraud controls: apply risk scoring, 3DS, and velocity checks in real time.
- Configure stand-in and compliance: align rules with US, EU, and Brazil mandates.
- Turn scenarios into policy: script rule engine flows for complex auth cases.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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