4 to 360 hours flexible workload
valid certificate in your country
What will I learn?
The Credit Fundamentals Course equips you with practical skills to assess personal loans, student cards, and starter credit products confidently. Learn essential terms, APR, amortisation, and total cost comparisons, then apply them using spreadsheets and straightforward templates. Develop an actionable 6–12 month credit plan, establish safe usage guidelines, steer clear of expensive errors, and track reports for long-term, responsible credit management.
Elevify advantages
Develop skills
- Analyse credit cards: compare student offers, fees, rewards, and fine print.
- Model credit costs: calculate APR, interest, and payoff timelines in spreadsheets.
- Evaluate loan options: assess affordability, DTI, and total borrowing cost quickly.
- Build strong credit: apply safe utilisation, on-time payment, and monitoring habits.
- Create a 6–12 month credit plan: choose products, limits, and clear action steps.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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